Please read these Terms of Purchase ("Terms") carefully before completing your purchase of any course, product, or program ("Product") from Her Money Solutions, LLC (the "Company", "we", "our".)
By purchasing a Product from the Company, you agree to abide by these Terms and our Website Terms & Conditions of Use, Privacy Policy & Disclaimers (collectively, these "Terms"). If you disagree with any part of these Terms, you should not complete your purchase. In the event of any conflict between these Terms and the Website Terms & Conditions of Use, Disclaimers or Privacy Policy, these Terms shall control.
You must be at least 18 years of age or older to purchase from the Company.
These terms do not apply to any services provided by Her Money Solutions, LLC, Delfau Tax & Financial Services, LLC or Kristin Delfau.
Products
The Products may include access to an online, password protected platform that may include video, audio or written lessons, templates, guides, checklists, and/or other resources delivered via email or sharing links as further described on the sales and/or checkout pages for each Product.
From time to time, the Company will offer bonuses to individuals who purchase certain Products. You shall be entitled to any bonuses offered to you at the time of your enrollment. Bonuses are not guaranteed to be available for the entire lifespan of the Product and they vary depending on specific live and automated promotions throughout the year. If the offered bonus is a product that you already purchase, you will not be entitled to a refund of the purchase price for the product or any other compensation in place of the offered bonus.
Disclaimer
By purchasing, accessing, and/or using the Product(s), you understand that Kristin Delfau is an Enrolled Agent licensed by the Internal Revenue Service of the United States; however, Kristin Delfau is not your tax professional nor a responsible party to or regarding your tax declarations or correspondence with any tax authority. You can only receive tax advice and representation from your own licensed tax professional.
1. Not Legal or Professional Advice
The information contained in the Product(s) is not intended as, and shall not be understood or construed as, professional advice. The Product(s) should not be construed as legal, financial, tax or any other type of professional advice. While the Company's representatives and/or employees may be professionals and the information provided in the Product(s) relates to issues within their area(s) of professionalism, the information contained in the Product(s) is not a substitute for advice from a professional who is aware of the facts and circumstances of your individual situation. Regardless of anything to the contrary, nothing in the Product(s) should be understood as a recommendation that you should not consult with a professional to address your particular situation. The Company expressly recommends that you seek advice from a licensed professional.
The Company and its representatives and employees have done their best to ensure that the information provided in the Product(s) is accurate and to provide valuable information. However, we do not make any representation that the information contained int eh Product(s) is accurate and free of errors at all times. We do not assume responsibility of the Product's(s) accuracy, efficacy or effectiveness as it applies to you at any given time.
The Company shall not be liable or responsible for any errors or omissions in the Product(s) or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.
2. No Tax Professional-Client Relationship
Your purchase of any Product(s) does not create a tax professional-client relationship between you and the Company, Kristin Delfau, or any of our professionals. You recognize and agree that your purchase of any Product(s) does not create a tax professional-client relationship or any other type of professional-client relationship.
3. Your Personal Responsibility & Assumption of the Risk
By using the Product(s), you accept personal responsibility for the results of your actions. You assume all the risk of your access to the Product(s) and any subsquent actions you choose to take as a result of the influence, information or educational materials provided to you. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available in the Product(s). You agree to use judgment and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended in the Product(s).
4. No Guarantees
You agree that the Company has not made any guarantees about the results of taking any
action, whether recommended in the Product(s) or not. The Company provides educational and
informational resources that are intended to help users of the Product(s) to succeed in life,
business, and otherwise. You nevertheless recognize that your ultimate success or failure will
be the result of your own efforts, your particular situation, and innumerable other
circumstances beyond the control and/or knowledge of the Company.
You also recognize that prior results do not guarantee a similar outcome. Thus, the results
obtained by others, whether clients or customers of the Company or otherwise, applying the
principles set out in this Website are no guarantee that you or any other person or entity will be
able to obtain similar results.
5. Content
You shall not (directly or indirectly): (i) decipher, decompile, disassemble, reverse engineer or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Services (including without limitation any application), except to the limited extent applicable laws specifically prohibit such restriction, (ii) modify, translate, or otherwise create derivative works of any part of the Services, or (iii) copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder. You shall abide by all applicable local, state, national and international laws and regulations.
6. Registration
In order to use the Services, you must register for an account on the Services (an “Account”). You must provide accurate and complete information and keep your Account information updated. You shall not: (i) select or use as a username a name of another person with the intent to impersonate that person; (ii) use as a username a name subject to any rights of a person other than you without appropriate authorization; or (iii) use, as a username, a name that is otherwise offensive, vulgar or obscene. You are solely responsible for the activity that occurs on your Account, and for keeping your Account password secure. You may never use another person’s user account or registration information for the Services. You must notify us immediately of any change in your eligibility to use the Services (including any changes to or revocation of any licenses from state authorities), breach of security or unauthorized use of your Account. You should never publish, distribute or post login information for your Account. You shall have the ability to delete your Account, either directly or through a request made to one of our employees or affiliates. Sharing of logins with another user will be seen as a violation of these policies and result in termination of access to the products and/or programs.
7. Refusal of Service
The products and services available on the Website are offered subject to our acceptance of your order or request. We reserve the right to refuse service to any order, person or entity, without cause or explanation. No order is deemed accepted by us until payment has been processed. We may at any time change or discontinue any aspect or feature of the Website, subject to us fulfilling our previous responsibilities to you based on acceptance of your payment.
8. Order Confirmation
We will email you to confirm placement of your order and with details about product delivery. If you do not receive email order confirmation, it is your responsibility to inform us as soon as possible.
9. Cancellations, Refunds & Returns
Because of the extensive time, effort, preparation and care that goes into creating and providing the content for our Products and Programs, we have a no refund policy for any downloadable products.
If you signed up for a program by mistake, you may request a refund up to 7 days before the start of your particular purchased program start date. (For example, if the program starts on May 15th, you have until May 8th to cancel). Any refund request that does not fall into this policy category will not be honored.
Unless otherwise provided by law, you acknowledge that we will not offer refunds for any portion of your Program payment and no refunds will be provided to you at any time. You understand and agree that all sales are final, and no refunds will be provided.
Upon determining that you are entitled to a cancellation/refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds. If you receive a refund of any purchase through the terms and conditions, that shall immediately terminate any and all licenses granted you to use the material provided to you under these Terms of Use or any other agreement. You shall immediately cease using the material and shall destroy all copies of the information provided to you, including without limitation: video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources.
Company reserves the right, in its sole discretion, to determine how to address a participant who violates these Terms. Therefore, if a participant disagrees with how the Company addresses another participant and requests a refund, the Company will deny such request.
Furthermore, if a participant violates these Terms, the Company reserves the right, in its sole discretion, to offer the participant another opportunity to abide by these Terms of Use. If a participant disagrees with the Company offering another participant a second opportunity to follow these Terms, no grounds for a participant to receive a refund would be created, and any request for a refund on this basis shall be denied.
If, in the Company’s sole right and discretion, you persist with behaviors or actions that violate these Terms, the Company may terminate your access and participation in the Program without notice and without refund.
Since we have a clear and explicit Refund Policy in these Terms that you have agreed to prior to completing the purchase of the Program, we do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company or payment processor. If a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all three credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account, which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback.
8. Product Descriptions
We try to describe and display any products and services available for purchase on the Website as accurately as possible. While we try to be as clear as possible in explaining the product or service, we do not guarantee that the Website is entirely accurate, current, or error-free. From time to time we may correct errors in pricing and descriptions. We reserve the right to refuse or cancel any order with an incorrect price listing.